Journal: Western Union takes MFI route for rural spread

03 India, Commerce, Commercial Intelligence, Peace Intelligence
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Shilpa Phadnis

Saturday, October 17, 2009

Bangalore: Money transfer company Western Union believes in tapping fortune at the bottom of the pyramid.

The company is tying up with microfinance institutions (MFIs) and e-governance service providers to facilitate financial inclusion.

This marks a shift in its India game plan, to offer money transfer services through MFIs besides its current portfolio of India Post network, banks, retail and finance agents.

The Nasdaq-listed company has tied up with e-governance and IT solutions provider CMS Computers, which has government’s mandate to roll out more than 17,000 e-governance locations across India.

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Search: World-Wide Linguist Supply

Commercial Intelligence, Communities of Practice, Cultural Intelligence, Earth Intelligence, Methods & Process, Mobile, Real Time, Threats, Tools

Great search, thank you.

The OSS-EIN solution for this problem is as follows:

1.  All World Language human linguist-interpreters

2.  Telelanguage (an open source software) registration for in-house and for-fee linguists

3.  Via InfoSphere AB in Sweden, European graduate students fluent in the target language and competent in English, French, or German also

It was the latter that allowd us to find, evaluate, and report on 396 terrorist, insurgent, and opposition web sites in 29 languages over the the course of 60 days for under $60,000 in 1997.  We still do this today, using cover support plans as needed.

The solution requires that the client not be an idiot and demand US citizenship and any kind of US clearance for translations that can be handled in near real time.  For example, captured Dari documents inthe field should be digitized within minutes and translated within hours.  Anyone that cannot do this for our troops fighting in the field should be fired.

Journal: Why Bail-Out Has Not Reduced Foreclosures

03 Economy, 06 Family, Commerce, Commercial Intelligence, Ethics, Government, Law Enforcement
Chuck Spinney
Chuck Spinney

Assuming there is no fraud among the buyers and sellers in a market exchange, Caveat Emptor — the principle that the buyer alone is responsible for determining the quality and suitablity of goods or services before a purchase is made — is the cornerstone of free market ideology.  Implicit in this belief is the necessary albeit patently absurd condition in economic price theory that reliable information is freely available to the all the parties and potential parties to an economic exchange.  After all, if information were truly free, the data processing and data-free manipulation industry of the post industrial society and its contemporary successor, the post-information era (an era synthesized by the petri dish of Pentagon, but now acculturated by the media and Wall Street), would be a non sequiturs.  Today, for example, we have an economy where advertisers can profitably invest large sums of money in subliminally marketing their wares on reality TV, an invention to dumb down people, and make them more vulnerable to the subliminal marketing techniques they are being subjected to by conditioning viewers to substitute vicarious fantasy for realty.
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Journal: “Biz” Intelligence or Earth Intelligence?

Commercial Intelligence, Earth Intelligence

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Asean CIOs list biz intelligence top priority

By Liau Yun Qing, ZDNet Asia
Friday, October 23, 2009 03:07 PM

CIOs view leveraging analytics to gain a competitive advantage and improve business decision making as a top priority, according to an IBM study, which polled IT heads in Asia and across the globe.

Released Thursday, the study revealed that 87 percent of CIOs in Southeast Asian nations identified the ability to see patterns in vast amounts of data and extract insights, or business intelligence and analytics, as a crucial way to enhance their organizations’ competitiveness. The survey polled 2,500 CIOs worldwide, 86 of whom were from Asean.

Phi Beta Iota:  “Biz Intel” is sophmoric–internal data mining and visualization.  See below for a proper holistic approach to Organizational Intelligence.

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Journal: Moody’s Loss of Integrity

Commerce, Commercial Intelligence, Ethics, Methods & Process
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How Moody’s sold its ratings – and sold out investors

Kevin G. Hall

McClatchy Newspapers

October 21, 2009

A McClatchy investigation has found that Moody’s punished executives who questioned why the company was risking its reputation by putting its profits ahead of providing trustworthy ratings for investment offerings.
. . . . . . .

“The story at Moody’s doesn’t start in 2007; it starts in 2000,” said Mark Froeba, a Harvard-educated lawyer and senior vice president who joined Moody’s structured finance group in 1997.

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Journal: Wall Street’s Naked Swindle

03 Economy, Commerce, Commercial Intelligence, Ethics, Government, Reform
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A scheme to flood the market with counterfeit stocks helped kill Bear Stearns and Lehman Brothers — and the feds have yet to bust the culprits

MATT TAIBBIPosted Oct 14, 2009

What really happened to Bear and Lehman is that an economic drought temporarily left the hyenas without any more middle-class victims — and so they started eating each other, using the exact same schemes they had been using for years to fleece the rest of the country. And in the forensic footprint left by those kills, we can see for the first time exactly how the scam worked — and how completely even the government regulators who are supposed to protect us have given up trying to stop it.

This was a brokered bloodletting, one in which the power of the state was used to help effect a monstrous consolidation of financial and political power. Heading into 2008, there were five major investment banks in the United States: Bear, Lehman, Merrill Lynch, Morgan Stanley and Goldman Sachs. Today only Morgan Stanley and Goldman survive as independent firms, perched atop a restructured Wall Street hierarchy. And while the rest of the civilized world responded to last year’s catastrophes with sweeping measures to rein in the corruption in their financial sectors, the United States invited the wolves into the government, with the popular new president, Barack Obama — elected amid promises to clean up the mess — filling his administration with Bear’s and Lehman’s conquerors, bestowing his papal blessing on a new era of robbery.