Journal: Banks’ Foreclosure ‘Robo-Signers’ Were Hair Stylists, Teens, Walmart Workers–Lawsuit

03 Economy, 09 Justice, 10 Transnational Crime, Commerce, Corporations, Corruption, Money, Banks & Concentrated Wealth
Full Story Online

Banks' Foreclosure ‘Robo-Signers' Were Hair Stylists, Teens, Walmart Workers: Lawsuit

NEW YORK (AP, Michelle Conlin) — In an effort to rush through thousands of home foreclosures since 2007, financial institutions and their mortgage servicing departments hired hair stylists, Walmart floor workers and people who had worked on assembly lines and installed them in “foreclosure expert” jobs with no formal training, a Florida lawyer says.

In depositions released Tuesday, many of those workers testified that they barely knew what a mortgage was. Some couldn't define the word “affidavit.” Others didn't know what a complaint was, or even what was meant by personal property. Most troubling, several said they knew they were lying when they signed the foreclosure affidavits and that they agreed with the defense lawyers' accusations about document fraud.

Read full story…

Phi Beta Iota: This just makes us sick–millions of lives–tens of millions of lives–destroyed by criminal misbehavior on  the part of banks, and the government was nowhere to be seen–certainly not looking out for the public interest.

Journal: Seth Godin on Pro-Business vs Pro-Commerce

Commerce

Seth Godin Bio

What does ‘pro-business' mean?

What makes a policy or a politician pro business? Some would tell you it includes:

  • Lower or eliminate the minimum wage
  • Eviscerate OSHA and other safety and pollution inspections
  • Make it difficult for workers to easily switch jobs from one company or another
  • Educate the public just enough for them to be compliant cogs in the factory system
  • Fight transparency to employees, the public and investors
  • Cut corporate taxes

I think these are certainly pro-factory policies. All of them make it easier for the factory to be more efficient, to have more power over workers and to generate short-term profits.

But “business” is no longer the same as “factory”. (Aside: Factories don't have to make stuff… they're any business that focuses on doing what it did yesterday, but cheaper and faster.) It turns out that factory thinking is part of a race to the bottom, to be the cheapest, the easiest place to pollute, the workforce that will take what it can get.

It's not surprising that there's tension here. If you are working hard to cut prices and improve productivity, you might view labor as a cost, not an asset, and you might want as little hindrance as possible in the impact you have on the community. On the other hand, a business based on connection and innovation and flexibility may very well have a different take on it.

I grew up not too far from the Love Canal. It’s a world famous toxic waste dump. While it helped the short tem profits of Hooker, the chemical company that dumped there, it’s not clear that looking the other way was a pro-business strategy. At some point, a healthy and fairly paid community is essential if you want to sell them something.

The oil sands project in Alberta Canada is a factory-friendly effort. So was the lead excavation in Picher, OK. Creating systems that leverage the factory can often lead to financial success (in the short run). The problem is that the future doesn’t belong to efficient factories, because as we train people to look for the cheap, we race to the bottom–and someone else, somewhere else, will win that race.

Perhaps we could see pro-business strategies looking more like this:

  • Investing in training the workforce to solve interesting problems, so they can work at just about any job.
  • Maintaining infrastructure, safety and civil rights so we can create a community where talented people and the entrepreneurs who hire them (two groups that can live wherever they choose) would choose to live there.
  • Reward and celebrate the scientific process that leads to scalable breakthroughs, productivity and a stable path to the future.
  • Spend community (our) money on services and infrastructure that help successful organizations and families thrive.

Once you’ve seen how difficult it is to start a thriving business in a place without clean water, fast internet connections and a stable government of rational laws, it’s a lot harder to take what we’ve built for granted.

Capital is selfish and it often seeks the highest possible short-term results. But capital isn’t driving our economy any longer, innovation by unique people is. And people aren’t so predictable.

Linchpins are scarce. They can live where they choose, hire whom they want and build organizations filled with other linchpins. The race to the top will belong to communities that figure out how to avoid being the dumping ground for the organizational, social and physical pollution that factories create.

Phi Beta Iota: Similar arguments are made in the Ecological Intelligence literature, and much earlier on, see Review: World Class–Thriving Locally in the Global Economy.  To understand how local elites, not “Washington,” screwed over their own local public, see Review: Deer Hunting with Jesus–Dispatches from America’s Class War.

Journal: Microsoft Pinned Between Google and Oracle-IBM

Commerce, Commercial Intelligence, Methods & Process, Mobile
Full Story Online

Oracle-IBM pact cuts Android off at the knees

Larry Ellison's latest move could seriously undermine Android, no matter how Oracle's courtroom battles with Google turn out

Here's the story in a nutshell: Android apps are written in a restricted dialect of the Java language, which meant the platform had a vast and skilled developer community from the moment it was released. The components of Android that allow it to run Java code are based on the Harmony project, an open source implementation of Java created under the aegis of the Apache Software Foundation. The vast majority of the code in Harmony was actually written by IBM employees, because Big Blue decided Harmony would be where it would direct its Java development efforts.

But that's no longer the case; the core of the IBM-Oracle deal is that those employees will now switch their attention to OpenJDK, Oracle's in-house open source Java implementation. The move completely sucks the wind out of Harmony's sails, with Tim Ellison, one of Harmony's senior developers, essentially conceding the project will probably fold in short order.

Read more…

Phi Beta Iota: Fascinating at multiple levels.  From where we sit, Google is diving, Oracle-IBM are spreading out, and Microsoft is standing pat without a handheld to desktop to cloud concept of operations for what one IBM genius called Service Science.  Apple has trademarked “There's an app for that.”  Stupid but a perfect set-up for Microsoft, or somebody to figure out the only proper answer is “We don't sell apps, we provide answers on demand.”   Microsoft has can only be called “unrealized potential.”  Amazon who?

Journal: Desecration of American Flag in Phoenix

07 Other Atrocities, Civil Society, Cultural Intelligence, InfoOps (IO), IO Secrets
Marcus Aurelius Recommends

Protesters desecrate American flag in Phoenix

Posted: Aug 04, 2010 10:57 PM EDT <em>Wednesday, August 4, 2010 10:57 PM EST</em> Updated: Aug 12, 2010 4:36 PM EDT <em>Thursday, August 12, 2010 4:36 PM EST</em>

KOLD News 13 Videos (from August)

PHOENIX, AZ (KOLD) – New video has surfaced from last week's SB-1070 protest that brought people to Phoenix from across the country, including immigrant-rights activists bused in from California.

The video shows those activists desecrating the American flag. They used spray paint to write, “deport Arpaio” and “impeach Brewer.”

There's also a toilet seat on the stars. They displayed the desecrated U.S. Flag and Arizona flag while a man sang the national anthem.

Below the line: Suspected “Urban Myth” email chain mail with photo that is now circulating among US troops.  Note that is has taken two months for this to get up to speed.  We would not be surprised to find the Koch Brothers behind this as part of their Tea Party mobilization and “anonymous” Information Operations campaign toward the public.

Continue reading “Journal: Desecration of American Flag in Phoenix”

Reference: THE WORLD ORDER A Study in the Hegemony of Parasitism with an Emphasis on the Rothschilds and the Central Banks of Europe

01 Poverty, 03 Economy, 07 Other Atrocities, 08 Wild Cards, 09 Justice, 10 Transnational Crime, 11 Society, Budgets & Funding, Commerce, Commercial Intelligence, Corruption, Counter-Oppression/Counter-Dictatorship Practices, Historic Contributions, History, IO Sense-Making, Misinformation & Propaganda, Money, Banks & Concentrated Wealth, Officers Call, Power Behind-the-Scenes/Special Interests, Secrecy & Politics of Secrecy, Waste (materials, food, etc)
Free Online (282 Pages)

This one book will explain more history than any other I have ever read.  South Pole Sends.

Phi Beta Iota: The public is starting to do to the Rothschilds, Central Banks, and the Federal Reserve what plane spotters did to CIA rendition flights.  We support truth & reconciliation; we do NOT support revenge or expropriation of illicit assets.   The ill-gotten gains of the Rothschilds and the banks that front for them, notably the Federal Reserve, are a drop in the bucket compared to the infinite wealth that the five billion poor can create if these parasitic “elites” will just get out of the way.  So that is the deal: stay out of the way and keep what you have.  Interfere with the emergence of the global community of informed participatory democracy, and the deal is off.

USA Specific:

Journal: Five Myths Debunked–Treasury Run by Crooks

Journal: Mother of All Frauds AFTER 9-11 Mother of All Atrocities–The Information Canivores Begin Circling Wall Street and the Two-Party Tyranny

See Also:

2004 Seagrave (US/FR) Interview with Sterling and Peggy Seagrave on Gold Warriors: America’s Secret Recovery of Yamashita’s Gold

Journal: $750 Billion Wall Street Scam, Russian Anger, Chinese Intent, We are NOT Making This Up!

Reference: Alternative Views of 9/11–Massive US Financial & Gold Fraud & 240 Billion Covert Fund Against Russia

Reference: US Intelligence & Global Banking

Review: 9-11 Descent into Tyranny–The New World Order’s Dark Plans to Turn Earth into a Prison Planet

Review: Rule by Secrecy: The Hidden History That Connects the Trilateral Commission, the Freemasons, and the Great Pyramids

Review: Soft Despotism, Democracy’s Drift: Montesquieu, Rousseau, Tocqueville, and the Modern Prospect

Review: The Naked Capitalist

Review: The New Rulers of the World

Review: Tragedy & Hope: A History of the World in Our Time

Journal: Mother of All Frauds AFTER 9-11 Mother of All Atrocities–The Information Canivores Begin Circling Wall Street and the Two-Party Tyranny

03 Economy, 07 Other Atrocities, 09 Justice, 11 Society, Commerce, Corruption

Chuck Spinney Sounds Off

The Foreclosure Game Tricks and Traps in the Fine Print

By RALPH NADER, Counterpunch

This time the big banks and mortgage servicing companies, with their long, one-sided fine print contracts, may have outsmarted themselves. The newspaper headlines and the network television news are blazing news of the erupting fraudulent foreclosure process. This long-overdue coverage is generating public visibility and suddenly hundreds of thousands of foreclosures may be questioned due to what one commentator delicately called “flawed paperwork.”

Ralph Nader

That is a euphemism for fraudulently executed contracts violative of state laws regarding home title changes. Read full article online….