Event: 5 Nov 2010, New York City, Columbia Univ, Mobile Money II

01 Poverty, 03 Economy, Academia, Civil Society, Commerce, Mobile, Technologies

Mobile Money II

Columbia Institute for Tele-Information

Columbia Business School

Uris Hall TBD

In April 2010 CITI held its first conference on “Mobile Money”, focusing on the macroeconomic aspects.  Since then, developments have accelerated.  Around the world, the rapid spread of mobile phones is being followed by their use as a tool for financial transactions.  The cell phone serves as a bank account, debit card, and money creator. Developing countries lack effective financial infrastructure.  The positive economic impact of the mobile telecommunications infrastructure has been demonstrated, as has been the ability of microfinance to stimulate economic activity.  Now a hybrid of the technologies has begun to emerge, enabling a mobile financial system.  A notable example is Kenya where the M-PESA system (‘m-money’ in Swahili) has transferred in its short history over $5.4 billion by 12 million customers. This conference addresses some of the following issues:

  • What are the economics of mobile money?
  • What policy issues does it raise?
  • Is m-money a threat to the traditional banking system?
  • How might it be regulated?
  • Security issues
  • Consumer protection perspectives
  • Investor perspectives
  • Indicators for demand
  • M-money and m-health
  • What are consumer and privacy protection issues?
  • Who will control the system—banks or telecom operators?
  • What are the emerging trends?
 Continue reading "Event: 5 Nov 2010, New York City, Columbia Univ, Mobile Money II"

Journal: US State Department Clueless on Afghanistan

04 Inter-State Conflict, 05 Civil War, 07 Other Atrocities, 08 Wild Cards, 10 Security, Corruption, Cultural Intelligence, Government, Officers Call
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a project of the UN Office for the Coordination of Humanitarian Affairs

Analysis: Peace moves in Afghanistan as fighting goes on

EXTRACT:

The Taliban have rejected formal contacts with Kabul and dubbed the process “futile propaganda”. They have repeatedly vowed not to engage in any negotiations until all foreign forces leave Afghanistan.

Ordinary Afghans are suffering the most. The conflict has killed and wounded thousands over the past few years, according to the UN.

EXTRACT:

Richard Barrett, coordinator of the UN al-Qaeda-Taliban monitoring team, however, believes the Taliban are “beginning to look at alternatives to fighting”.

The government has dropped the term “moderate Taliban” which it used in previous peace efforts: President Karzai has invited all Taliban, including their reclusive supreme leader Mullah Mohammad Omar, to peace talks.

However, Washington has rejected a role for Mullah Omar in the peace process.

“I can’t imagine Mullah Omar playing a constructive role in Afghanistan… Our focus on Mullah Omar, from a US standpoint, is based on his complicity in support of al-Qaeda that led to the plot of 9/11,” Philip J. Crowley, assistant secretary in the US State Department, told reporters on 14 October.

Read full article…..

Phi Beta Iota: Over the past decade we have observed that at the political level, the US Department of State is next to worthless for two reasons: it does not know the truth of any matter, it simply parrots ideologically designed phrases; and it is consequently incapable of speaking truth to power.  The US Government is broken and bankrupt beyond imagination.

Journal: Nine Under-Reported Stories on Bank Fraud

03 Economy, 07 Other Atrocities, 09 Justice, 10 Transnational Crime, Commerce, Commercial Intelligence, Corruption, Government, Law Enforcement, Media

Dan Froomkin

Dan Froomkin

froomkin@huffingtonpost.com | HuffPost Reporting

Nine Stories The Press Is Underreporting — Fraud, Fraud And More Fraud

If it wasn't already blindingly obvious that pervasive fraud was at the heart of the financial crisis and the ensuing foreclosure catastrophe, you would think that the latest news — that banks have routinely been lying their heads off in the rush to kick homeowners off the properties they fraudulently induced them to buy in the first place — would pretty much clinch it.

And yet the mainstream media still by and large hasn't connected the dots.

What we are seeing all around us are the continued effects of a vast criminal enterprise that has never been brought to account, employing a process that, as University of Texas economist James Galbraith explains, involved the equivalent of counterfeiting, laundering and fencing.

So the person with the right expertise to lead us here is a criminologist — in particular William K. Black, one of the few effective regulators in recent history (during the savings and loan crisis of the late 1980s), a notorious knocker of heads and currently professor at the University of Missouri-Kansas City and author of the book, “The Best Way to Rob a Bank Is to Own One”.

I first interviewed Black in April, and recently checked back in and asked him about this ongoing problem of the mainstream media's inability to properly cover this story. He responded with this breathless and breathtaking list of failings (slightly edited for publication):

WOW.   BRUTAL TRUTHS NOT NOT NOT BEING COVERED BY THE CORPORATE MEDIA.  Click to Read Original Nine. US Government passivity (one should say: collaboration in crime) is so deep as to be worthy of massive public outrage–if the story were known to the public….

Journal: Cyber-Peace and Cyber-Fraud

07 Other Atrocities, 09 Justice, 10 Transnational Crime, Commercial Intelligence, Cultural Intelligence, Cyberscams, malware, spam, Methods & Process

POLICE have served an intervention order via social networking site Facebook banning an accused cyber-stalker from bullying, threatening and harassing another user.

Tip of the Hat to Philip Golan at LinkedIn

Journal: India Strike on Pakistan Grows More Likely

03 India, 04 Inter-State Conflict, 07 Other Atrocities, 08 Wild Cards, 10 Security, 11 Society, 12 Water, Officers Call

India-Pakistan: According to a 109 page Indian interrogation report of the Pakistani-American jihadist, David Headley, officers through senior field grade ranks in Pakistan's intelligence services were involved directly in the 2008 Mumbai militant attacks and intended to control a further split in Kashmir-based militant groups by providing them with a victory, The Guardian reported yesterday, 18 October.

Headley, a Pakistani American originally named Daood Gilani, undertook surveillance missions of the LeT targets in the 2008 Mumbai operation, He said he regularly reported to the ISI, but the Indian interrogation report suggests that supervision of the terrorists by the ISI was often chaotic. Headley also opined that the senior officers of the agency were unaware of the Mumbai operation beforehand.

According to the Indian interrogation report and The Guardian, Headley said he met once with a Pakistan Army “Colonel Kamran” and had a series of meetings with two majors named “Sameer Ali” and “Iqbal” from Pakistan's Inter-Services Intelligence (ISI). A fellow terrorist met with Colonel Shah.” At least one of eight surveillance missions in India as paid for by the ISI, who paid him $25,000.

NIGHTWATCH Comment: The Guardian does not admit that the Indian interrogation report might have been leaked deliberately. In any event, the publication of key excerpts will help justify to the international community the grounds for Indian suspicions and caution in dealing with Pakistan.

Headley might have told the truth, but the Pakistanis he dealt with certainly did not use their real names or affiliations. Headley's confession of involvement in the Mumbai attacks is sufficient to convince India that Pakistanis and Pakistan itself bear ultimate responsibility for the more than 160 dead in Mumbai in 2008.

The most plausible statement by Headley is that he was told the reason for the Mumbai attacks was to unite Kashmiri militant factions that were splintering and to move militant activity out of Pakistan and against India. Otherwise, Headley has a bit for Pakistan and a bit for India.

His allegations, as reported, will reinforce India's conviction that Pakistani officials continue to support the anti-Indian Islamic terrorists. On the other hand, Pakistanis will see other comments as exonerating the Pakistani government from blame by perpetuating the notion of rogue operations within the Pakistani intelligence service.

Any long time student of the Pakistani military hierarchy knows that rogue operations by serving senior field grade officers are all but impossible. Headley told his interrogators what they wanted to hear and hardened viewpoints already set in stone.

Phi Beta Iota: Pakistan is not Israel, India is not the USA, and Mumbai is not the USS Liberty.  All signs point to a major decisive Indian attack on Pakistan.  As our esteemed colleague notes, there is no such thing as a “rogue” element among Pakistani military officers.  They got used to fooling the Americans working for the Central Intelligence Agency (CIA), ripping the USA off of billions intended for Afghanistan, and got cocky about fooling India.  Right about now, we hope someone in India is planning the complete eradication of the ISI Headquarters building, in a replay of the successful and measured attack by the USA on the Libyan intelligence headquarters.  If Pakistan has a brain, it will eat this one and stand down.  At the same time, India needs to be smarter about a regional water authority–Kashmir is about water, not about ethnic anything.

Journal: “Illegal” Immigrant vs. Corporate “Personality”

07 Other Atrocities, 08 Immigration, Civil Society, Cultural Intelligence, Government
Carlos Roa

Carlos Roa

Undocumented immigrant, veteran and student

Posted: October 19, 2010 02:46 PM

What Part of Human Being Don't You Understand?

I wonder if people who insist upon using the i-word ever think about the impact it has on human lives. “What part of ‘illegal' don't you understand?!” they say. Well, as an undocumented immigrant, I need people to understand the traumatic effect this racist language has on us and our families. Many people who don't experience this reality don't seem to realize the inescapable feelings of inferiority it creates. Or that we can get to a transparent, thorough dialogue on human rights and humane immigration solutions only when we remove the i-word as a central piece of the conversation.

Read the Full Blog at Huffington Post….

COMMENT by Robert David Steele Vivas as Posted at Huffington Post

I like this, a great deal.  Am cross-posting it to Phi Beta Iota the Public Intelligence Blog.

I strongly agree that allowing corporations to abuse the environment, communities, and their employees with the added protection of “personality” is a travesty, and one that my Virtual Cabinet has already addressed here at Huffington Post.

The URL for the Virtual Cabinet is:  http://www.huffingtonpost.com/robert-david-steele

With respect to how the USA has treated immigrants over the centuries, I am now ready to say that this abusive exploitation, of Chinese, of Irish, of others, combined with our genociding of the Native Americans and our enslavement of Black Africans, needs to be defined and treated as “Other Atrocities,” one of the high-level threats to humanity identified by the United Nations High-Level Panel on Threats, Challenge, and Change.

My review of their report is here:  http://phibetaiota.net/2008/05/a-more-secure-world-our-shared-responsibility-report-of-the-secretary-generals-high-level-panel-on-threats-challenges-and-change-a-more-secure-world-our-shared-responsibility-report-of-the-s/

However, what really touches me about this note [disclosure: I am a white Hispanic] is the author's clear angst over the racism that he has felt, and his very articulate call for a dialog and understanding.  This is where I think we need to go, and I will address this with the Virtual Cabinet in the weeks to come.

El Pueblo Avanza!  EPA

noble gold